Programme One
Citizenship by Investment 2026
Eleven programs. CitizenX all-in figures. Compare, shortlist, request an introduction.
Written by Yannick Eckl. Not a law firm. Numbers sourced from CitizenX.
At a glance (CitizenX)
- Programs tracked
- 12
- Lowest published all-in
- $105,325São Tomé & Príncipe
- Fastest published time to passport
- 10 weeksEl Salvador
- Highest published visa-free
- 154St Kitts & Nevis (CitizenX index)
Source: CitizenX · single-applicant all-in unless stated otherwise
This is a comparison, not advice
I publish the CitizenX figures side by side. I am not a law firm and I do not process applications.
Numbers come from one source
Every money, time, and visa-free figure on this page comes from CitizenX. Nothing is estimated.
Introductions are disclosed
CitizenX is an affiliate partner. Program links carry my referral code; the price you pay is exactly the same regular CitizenX price.
The Comparison
2026 Citizenship by Investment
Programs Comparison.
Eleven programs, one table. Minimum, all-in for a single applicant, time to passport and visa-free access, all taken directly from CitizenX.
Source: CitizenX · single-applicant all-in unless stated otherwise. Every money, time, and visa-free figure on this page is taken directly from citizenx.com and the individual CitizenX program pages. Where CitizenX does not publish a figure, the cell reads "Not published by CitizenX" and I do not estimate it. Family totals are not published on the CitizenX comparison cards, so ask CitizenX for a family quote. CitizenX is an affiliate partner.
From The Library · Module 05
Global Mobility & Citizenship by Investment.
A second citizenship is insurance rather than a trophy - its real value comes from the tax, banking and family planning built around it.
Read Module 055 min read · part of the nine-module briefing series
Cost Calculator
All-In Cost & Family Simulator.
Model applicants, ages, and program choice. See a full cost breakdown, per-person averages, and how a single application compares to a family of four.
Government donation
Reduced due-diligence fees
Full adult due-diligence
Where program allows
Scenario Comparison
Single Applicant
1 adult
$105,325
$105,325 / person
Family of Four
2 adults + 2 children under 16
$134,125
$33,531 / person
Estimates only. Actual costs vary by investment route (donation vs real estate), age of dependents, due-diligence outcomes, agent, and government fee revisions. Not legal or financial advice.
The Case
Why crypto holders & HNWI need a second passport in 2026.
A second passport stopped being a luxury item a while ago; if you build your wealth in digital assets or live across several borders, it is simply part of managing your risk.
154
Highest published visa-free (CitizenX)
Geographic diversification
Spread residency, banking and legal domicile over several jurisdictions, so that no single government decides how much of the world you can reach.
Capital controls & instability
Once your home country starts with exit taxes, currency controls or political turbulence, a second passport is the door that is still open to you.
Privacy & reduced surveillance
Fewer touchpoints with one single tax authority; structuring your affairs legally reduces the data trail without crossing into evasion.
Global mobility
Visa-free access to between 51 and 154 destinations on the CitizenX set, i.e. business trips, family emergencies and asset visits without embassy queues.
Tax & estate planning
Most CBI jurisdictions levy no tax on worldwide income, wealth or inheritance, which is a legitimate lever inside a wider plan.
Family security & legacy
Citizenship can be inherited, so what you buy once keeps working for your children and grandchildren.
Private Introduction
Not sure which program fits you?
Give me a few details and I will point you to the right specialist within 24 hours.
The Fine Print
Key considerations when choosing a CBI program.
The cheapest passport is rarely the one that fits you; keep the points below in mind, they matter far more than the sticker price.
- Due diligence standards
- The serious programs run tiered background checks through independent firms, and that is a good thing; strict due diligence is what keeps the passport you are buying valuable, while the programs that cut corners end up under visa-waiver review.
- Tax implications - both jurisdictions
- A new citizenship on its own rarely changes what you owe at home, that usually requires a change of residency. Work out your tax footprint on both sides before you commit, and bring in a cross-border advisor early rather than late.
- Passport strength & visa-free access
- CitizenX publishes visa-free figures from 51 to 154 destinations across this set. What counts is whether the countries you actually travel to for business, family and assets are covered, not the headline number.
- Renunciation & dual citizenship rules
- A number of home countries restrict or forbid dual nationality; check the renunciation rules on both sides before you file anything.
- Total cost of ownership
- The sticker price is not the real price. Compare the CitizenX all-in column rather than the minimum, and remember that family members are quoted separately: CitizenX does not publish family totals on its comparison cards.
- Long-term program stability
- Governments change, and programs change with them. Look at the history of the program, its visa-waiver relationships with the EU, UK and US, and how mature the CBI unit is; the older programs tend to be the more predictable ones.
- Crypto & source-of-funds friendliness
- Not every jurisdiction is relaxed about crypto-derived wealth. Pick the programs that publish clear guidance on how to document digital-asset source of funds, i.e. the ones that have done it before.
How It Works
Four steps to the right passport.
Learn
Begin with the briefing, i.e. the fundamentals of sovereignty, mobility, tax and privacy.
Go to /learnCompare programs
Use the 2026 table above and cut the list down by budget, family situation, timeline and crypto fit.
See the tableRequest private introduction
Send me a short brief; I match your profile to the right specialist, and I never sell you anything in-house.
Get matched with a specialist
A licensed agent takes it from the first intake call to the oath, and any affiliate relationship is on the table beforehand.
What is included
Family, permanently.
- Spouse and dependent children (most programs to age 30)
- Dependent parents and, in some cases, siblings
- Citizenship passed by descent to future generations
- No residency, language, or physical-presence requirement
Honest considerations
What consultants will not tell you.
- - Sticker price ≠ real cost. Budget 25-35% above the minimum.
- - The cheapest passport is rarely the best fit.
- - Some jurisdictions face periodic visa-waiver reviews.
- - Choose an agent, not a salesman.
Frequently Asked
Questions clients actually ask.
Final Step
Tell me what you are looking for.
No pressure and no obligation - one private introduction to the specialist who fits your goals and your timeline.